Rates

Dividend Rates

Effective: March 31, 2014
Account
Minimum Balance
Annual Percentage Rate
Annual Percentage Yield
Shares$100.000.10%0.1001%
Share Drafts
$100 - $1,9990.05%0.0501%
$2,000 - $9,9990.10%0.1001%
$10,000 - $24,9990.15%0.1501%
$25,000 - $49,9990.20%0.2001%
$50,000 - $99,9990.25%0.2501%
$100,000 - up0.30%0.3001%
Super Saver
$300 - $4,9990.10%0.1001%
$5,000 - $19,9990.15%0.1501%
$20,000 - $49,9990.20%0.2001%
$50,000 - $99,9990.25%0.2501%
$100,000 - up0.30%0.3001%
Christmas Club$20.001.00%1.0001%
Holiday Club$25.001.00%1.0001%
Share Certificates
3 Months$500.000.30%0.3001%
6 Months$500.000.35%0.3501%
12 Months$500.000.55%0.5501%
18 Months$500.000.80%0.8001%
24 Months$500.001.00%1.001%
30 Months$500.001.05%1.0501%
36 Months$500.001.10%1.1001%
48 Months$500.001.30%1.3001%
60 Months$500.001.50%1.5001%

Loan Rates

Effective: March 31, 2013
Type
Financing
Loan Limit
Term
APR
Auto, Truck and Motorcycles
New (not titled)100%$50,00072 months6.00%**
Used (1-2 years old)100%$25,00060 months6.75%**
Used (3-5 years old)100%$20,00050 months7.75%**
Used (6 years+)100%$15,00048 months8.75%**
Personal Loans as low as...
SignatureUnsecured$7,50048 months8.95%**
SecuredShares100% Pledge60 months4.95%**
Debt ConsolidationUnsecured$30,000120 months8.50%**
Home Equity Loans
Fixed-Rate Regular80% of appraised value, less any liens$100,0005 years4.00%**
80% of appraised value, less any liens$100,00010 years4.50%**
80% of appraised value, less any liens$100,00015 years5.00%**
Fixed-Rate Special80% of appraised value, less any liens$50,0005 years4.00%**

(**) Your rate may vary from the above rates, and will be determined by your credit history. Please call for current rates.