Rates


Dividend Rates

Effective: March 31, 2016
AccountMinimum BalanceAPRAPY
Shares$100.000.10%0.1001%
Share Drafts
$100 - $1,9990.05%0.0501%
$2,000 - $9,9990.10%0.1001%
$10,000 - $24,9990.15%0.1501%
$25,000 - $49,9990.20%0.2001%
$50,000 - $99,9990.25%0.2501%
$100,000 - up0.30%0.3001%
Super Saver
$300 - $4,9990.10%0.1001%
$5,000 - $19,9990.15%0.1501%
$20,000 - $49,9990.20%0.2001%
$50,000 - $99,9990.25%0.2501%
$100,000 - up0.30%0.3001%
Christmas Club$20.001.00%1.0001%
Holiday Club$25.001.00%1.0001%
Share Certificates
3 Months$500.000.30%0.3001%
6 Months$500.000.35%0.3501%
12 Months$500.000.55%0.5501%
18 Months$500.000.80%0.8001%
24 Months$500.001.00%1.0001%
30 Months$500.001.05%1.0501%
36 Months$500.001.10%1.1001%
48 Months$500.001.30%1.3001%
60 Months$500.001.50%1.5001%

Loan Rates

Effective: March 31, 2016
TypeFinancingLoan LimitTermAPR
Auto, Truck and Motorcycles
New (not titled)100%$50,00072 months6.00%**
Used (1-2 years old)100%$25,00060 months6.75%**
Used (3-5 years old)100%$20,00050 months7.75%**
Used (6 years+)100%$15,00048 months8.75%**
Personal Loans as low as...
SignatureUnsecured$7,50048 months8.95%**
SecuredShares100% Pledge60 months4.95%**
Debt ConsolidationUnsecured$30,000120 months8.50%**

Home Equity Loans

LoanLoan LimitScoreRate
5 Years Fixed$100,000730+
680-729
640-679
600-639
550-599
549-Less
A+
A
B
C
D
E
4.00%
4.10%
4.20%
4.30%
4.40%
4.50%
10 Years Fixed$100,000730+
680-729
640-679
600-639
550-599
549-Less
A+
A
B
C
D
E
4.75%
4.85%
4.95%
5.00%
5.10%
5.20%
15 Years Fixed$100,000730+
680-729
640-679
600-639
550-599
549-Less
A+
A
B
C
D
E
5.50%
5.60%
5.70%
5.80%
5.90%
6.00%
5 Year Fixed$50,000Special5.00%
Note: Loans at 80% of Appraised value, less any liens.

Effective: March 31, 2016

(**) Your rate may vary from the above rates, and will be determined by your credit history. Please call for current rates.