Fee Schedule


Account Service Fees

Service Fee
ATM Card Replacement $10.00
ATM Replacement Pin $5.00
Bill Pay $1.00/Month
Debit Card $1.00/Month
Early Account Closure (within 6 months of opening) $25.00
Copy of Member Draft $10.00
Returned Draft: NSF $40.00
Teller Checks(After first four) $1.00 each
Returned Deposit Check $40.00
Stop Payment (NFFCU Draft) $40.00
Stop Payment (Member Draft) $35.00
Money Order $2.00 Each
Wire Transfer Fee (Domestic, Outgoing) $25.00

Effective: May 1, 2019


Loan Fees

Service Fee
Late Payment Fee (after 7 days) $5.00
Loan Processing Fee $25.00 per Application
Refinance loan terms / conditions (less than 6 months old) $50.00
Duplicate Letter / Registration Letter Fee $25.00 per item
Loan Cancellation Fee $25.00 per occurrence plus any accrued interest

Effective: May 1, 2019


Credit Card Fees

Service Fee
Late Payment Fee $40.00
Credit Card Replacement $10.00
Returned Payment $40.00

Effective: May 1, 2019


Administrative Fees

Service Fee
Membership Fee $100.00
Account Reconciliation $30.00/hr. (min 1 hour)
Account Investigation / Research $35.00/hr. (min 1 hour)
Dormant Account Fee (after 37 months of account inactivity) $5.00 per month
Paper Statement Mailing Fee (free e-statements) $5.00
Account Verification Letter $20.00
Early Close of Club Account $25.00
Duplicate Statement $5.00 per page
Lien / Levy $25.00 per occurrence
Undeliverable Mail (Bad Address) $5.00
Express Delivery Fee Varies Per Service
3rd Party Loan Payoff Letter $30.00
Duplicate Lein Release Request $10.00
Verbal Account Information Pending

Effective: May 1, 2019


Free Services

Service Fee
Automated Transfer From Savings To Cover An Draft (given available funds) Free
Telephone Banking Inquiry / Account to Account Transfer Free
Teller Checks (First Four per month Free)
Wire Transfer (Incoming) Free
Initial Fee for ATM or Credit Card Free
Notary Public Service Free
Remote Capture Deposit (RDC) Free
Money Desktop Free

Effective: May 1, 2019