Home Loans


Home Equity Loan

Borrowing money against your home’s equity can be among the most affordable ways to borrow. Whether you want to remodel your home, consolidate debt, or pay for college or other expenses, a home equity loan from NFFCU can make it possible. This is a third-party loan. Some restrictions may apply. See rates for current APR.

Summary

  • Competitive, fixed rates for a wide range of short-term or one-time needs:

    • Make home improvements

    • Build an addition

    • Take a vacation

    • Pay tuition

    • Consolidate debts

    • And much more!

  • 5, 10, or 15-year terms available.

  • Secured by the amount of available equity in your home.

    • Amounts available up to 100% of your home’s equity.

  • The interest paid might be tax deductible. Consult your tax advisor.

  • Simple, hassle-free procedure supported by local branch decision making/processing department.

  • Detail-oriented lending specialists who answer your questions in a timely fashion.


Mortgage Loans

Newark Firemen FCU is making your mortgage borrowing easier. Check rates and fees and use the calculators to estimate monthly payments. Learn about saving money with a 5, 7, 10, 15, 20, or 30-year term or by paying points to get a lower interest rate. Take advantage of competitive rates and localized service that allows for a more streamlined application process from start to finish. This is a third-party loan. Some restrictions may apply.

Summary

  • Competitive rates for the purchase or refinance of a home.

  • Available for primary residences and second homes.

  • Flexible fixed-rate term options of 10, 15, 20, or 30 years.

  • Adjustable fixed-rate term options of 5, 7, or 10 years.

  • Easy pre-approval process for additional confidence when shopping for a home.

  • Refinance your current property to potentially lower your rate and monthly payments.

  • Simple, hassle-free procedure supported by local branch decision making/processing department.

  • Detail-oriented mortgage specialists who answer your questions in a timely fashion.