Share Certificates (Certificates of Deposit)

Share Certificates | Newark Firemen Federal Credit UnionA Certificate of Deposit is a safe and easy way to invest your money. Whether you are looking for a short or long term investment, NFFCU has the right certificate and terms for you. There is a  minimum balance required to open a Certificate. Various deposit periods available. Interest is paid upon maturity of certificate. Early withdrawal interest penalty. Quarterly statements.


Account Features:

  • Quarterly statements
  • No setup or maintenance fees
  • Fixed rates, above standard savings
  • Dividends typically paid quarterly
  • Upon maturity, funds can be rolled over into new term
  • Receive a higher rate by selecting a longer term
  • Terms ranging from 3 months to 5 years
  • Early withdrawals subject to penalty*
  • $500 minimum deposit to open
  • NCUSI insured

Account Management Conveniences:

  • Free online banking
  • Free mobile banking

*The penalty for early withdrawal is half of the interest earned.


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