Credit/Debit Cards

Credit Cards

Competitive interest rate. Accepted wherever the VISA® logo is displayed. Payments accepted at credit union. Monthly statements.

Credit Card Benefits:

  • Enhanced purchasing power locally, worldwide, or online

  • Accepted most places Visa® is accepted

  • Competitively low, fixed rate*

  • No hidden costs

  • No minimum finance charge

  • No annual fee

  • 7-day grace period

Account Management Conveniences:

  • Easily access account

  • View balances, transaction histories, and make payments from your computer via website

  • Easily replaced if lost or stolen

*Interest rates are subject to change based on credit score.

Visa Logo

Debit Cards

Debit Card Benefits:

  • Make purchases virtually anywhere, worldwide, within the Visa® network

  • Funds come directly from your linked share draft/checking account

  • Safer than carrying cash

  • More convenient and safer than checks

  • Minimizes the cost of purchasing checks

Account Management Conveniences:

  • Easily view up to date record of transactions with online banking

  • 24/7 access to funds via ATMs

  • No ATM fees at Newark Firemen FCU location

  • Access to 30,000 surcharge-free ATMs via Co-op ATM network

  • Easily replaced if lost or stolen