Personal Loans


Signature

Borrow up to $7,500 on your signature (some restrictions apply). Repayment terms up to 48 months. No application fee. See Rates for current Annual Percentage Rate.

Summary

  • Competitive rates

  • Borrow up to $2,500 ($7,500 with a qualified co-maker) for almost any personal need

  • Does not require collateral backing

  • Minimum loan amount of $500

  • Repayment terms available up to 36-48 months

  • $25 Application fee

  • All loan applications are now available online, providing convenience to members who live out of state

  • Detail-oriented lending specialists who answer your questions in a timely fashion


Share Secured

Borrow up to the available balance of your Share Account. Repayment terms up to 60 months. No application fee. See Rates for current Annual Percentage Rate.

Summary

  • Lower rates than unsecured loans

  • Available for a number of personal needs

  • Borrow up to the available balance of your share account

  • Funds secured by other “share” savings account balances or Credit Union CDs as collateral

  • Portion of share balance not secured by the loan is available for withdrawal

  • Savings remain intact and incurring dividends, reducing the actual cost of your loan

  • Budget-friendly repayment terms

  • Helps establish or re-establish credit

  • Repayment terms available up to 60 months

  • $25 Application fee applies

  • All loan applications are now available online, providing convenience to members who live out of state

  • Simple, hassle-free procedure supported by local branch decision making/processing department

  • Detail-oriented lending specialists who answer your questions in a timely fashion

Debt Consolidation

Borrow up to $30,000 on your signature (some restrictions apply). Repayment terms up to 120 months. See Rates for current Annual Percentage Rate.

Summary

  • Competitive low rates

  • Consolidation of your current debt to pay off:

    • Credit card debt

    • Installment loans

    • Education loans

    • And more

  • Repayment terms available up to 120 months (10 years)

  • $25 Application fee

  • Borrow up to $30,000.00

  • Must provide documentation for bills to be consolidated

  • Must have a qualified co-signer

  • Streamline high loan and credit card rates to one manageable rate

  • Eliminate the need to pay multiple bills to multiple vendors

  • Simplify bill pay with a single payment

  • Help improve your credit score by consolidating your debt

  • All loan applications are now available online, providing convenience to members who live out of state

  • Detail-oriented lending specialists who answer your questions in a timely fashion


Overdraft Protection

Protect yourself from returned checks. Borrow up to $2,500 on your signature (some restrictions apply). No application fee. See Rates for current Annual Percentage Rate.

Summary

  • Attached to share (savings) account

  • Protects you from returned checks due to insufficient funds