Personal Loans


Signature

Borrow up to $7,500 on your signature (some restrictions apply). Repayment terms up to 48 months. See Rates for current Annual Percentage Rate.

Summary

  • Competitive rates

  • Borrow up to $2,500 ($7,500 with a qualified co-maker) for almost any personal need

  • Does not require collateral backing

  • Minimum loan amount of $500

  • Repayment terms available up to 36-48 months

  • $25 Application fee

  • All loan applications are now available online, providing convenience to members who live out of state

  • Detail-oriented lending specialists who answer your questions in a timely fashion


Share Secured

Borrow up to the available balance of your Share Account. Repayment terms up to 60 months. See Rates for current Annual Percentage Rate.

Summary

  • Lower rates than unsecured loans

  • Available for a number of personal needs

  • Borrow up to the available balance of your share account

  • Funds secured by other “share” savings account balances or Credit Union CDs as collateral

  • Portion of share balance not secured by the loan is available for withdrawal

  • Savings remain intact and incurring dividends, reducing the actual cost of your loan

  • Budget-friendly repayment terms

  • Helps establish or re-establish credit

  • Repayment terms available up to 60 months

  • $25 Application fee applies

  • All loan applications are now available online, providing convenience to members who live out of state

  • Simple, hassle-free procedure supported by local branch decision making/processing department

  • Detail-oriented lending specialists who answer your questions in a timely fashion

Debt Consolidation

Borrow up to $30,000 on your signature (some restrictions apply). Repayment terms up to 120 months. See Rates for current Annual Percentage Rate.

Summary

  • Competitive low rates

  • Consolidation of your current debt to pay off:

    • Credit card debt

    • Installment loans

    • Education loans

    • And more

  • Repayment terms available up to 120 months (10 years)

  • $25 Application fee

  • Borrow up to $30,000.00

  • Must provide documentation for bills to be consolidated

  • Must have a qualified co-signer

  • Streamline high loan and credit card rates to one manageable rate

  • Eliminate the need to pay multiple bills to multiple vendors

  • Simplify bill pay with a single payment

  • Help improve your credit score by consolidating your debt

  • All loan applications are now available online, providing convenience to members who live out of state

  • Detail-oriented lending specialists who answer your questions in a timely fashion


Overdraft Protection

Protect yourself from returned checks. Borrow up to $2,500 on your signature (some restrictions apply). No application fee. See Rates for current Annual Percentage Rate.

Summary

  • Attached to share (savings) account

  • Protects you from returned checks due to insufficient funds